Reading & Learning

I have been reading blog after blog on finances, debt, credit, penny pinching, etc. I feel like I have learned so much and have taken pages of notes and tips. One thing I have learned the most is that my blog and the blogs I have read will help me understand why I am in the situation I am in and will help me to not get buried again with unfrugal spending habits.

I have spent too much, bought useless crap, overextended myself on our mortgage!